Which Job is better : Banking sector or SSC

BANKING SECTOR
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Good evening aspirants, Hope you all are utilising the lockdown period for preparation purpose by keeping yourself safe and healthy. Today,  a special article is prepared for all aspirants by our chief mentor  which will try to remove the dilemma in choosing between banking sector jobs and SSC jobs. Hope you find this article helpful and informative.

Nature of confusion : Which is better : Banking sector or SSC jobs.

Here, I am only talking about  jobs advertised by IBPS & SBI for  Public sector banks recruitment in clerical and officer cadre. Every year, IBPS conducts common recruitment exam for PSBs and RRBs for clerical and officer cadre(Probationary officer and specialist officer ) . While, SBI conducts separate exam for both clerical and officer cadre recruitment.

SSC conducts different exams for both clerical and officers level jobs like SSC CHSL , CGL and Stenographer.

Toughness Comparison

There are no satisfactory points in comparing toughness level of these 2 kind of jobs, but still there are few points which can be considered feasible due to following reasons :

  • Difference in Exam conducting agencies.
  • IBPS maintains complete secrecy in terms of release of answer key and raise of objection while TCS releases answer key within 10 days of exam.
  • Difference in selection procedure.
  • Difference in syllabus of respective sections like reasoning, Quants, english and GA.
  • Easy availability of previous year papers in SSC(Due to post exam answer key release) while there is no such case in IBPS & SBI exams.
  • Even SSC has also conducting online Computer based test since 2017 for all posts but still 70-80% pattern is predictable except variable difficulty level among different slots and 60-70% questions are still replication of previous year questions. While IBPS always change its pattern for reasoning, english and quants sections.
  • Interview process in IBPS officer level exams like IBPS PO, SO and RRB PO makes them slight tough as it contains 20% weightage in final selection.

Salary



  • After 11th bps in banking sector, there is not much difference between salary of both jobs.
  • Instead, a PO after promoting to scale 2 in 2 or 3 years of joining, will earn more than SSC Jobs( level 7 basic : Rs. 44900).
  • A SSC candidate will be eligible for promotion to level 8 after 5 years of service & same hierarchy will be followed  for further promotion in different levels.
  • While a bank PO may be promoted to scale 3 in 6 years especially in SBI if he/she will get directly confirmed in scale 2 after probation period of 2 years.
  • e.g. Scale 1(PO)- Scale2-Scale3-Scale4-Scale5(This level can be achieved easily  in 15-20 years )
  • So, both salary wise and money wise, a bank employee will always be on the higher side.

Comfort &  Job profile, Pressure

Now, these are the main areas where ssc jobs brutally defeat banking jobs.

1.Comfort & Job profile:

A PO will be confined to different level of works after confirmation and may  also be  during probation period like

  • branch management
  • staff management
  • budget achievement
  • sales and marketing
  • customer grievance handling
  • Daily business hours work
  • liaison with local public authorities for business acquisition

Also there are lot of other stuffs a bank officer has to look upon and this also varies as per the assigned role or position like BM, Cash officer incharge, accountant, Relationship Manager. Also, there is no fixed timings for any bank officer. Rest transfer policy is also not fair and transparent.

Now, Such kind of versatile responsibilities is not for SSC officers. They may be confined for field level jobs but there schedule will not be so hectic. Rest ASO type posts are only confined to desk jobs and that too in Delhi .

2. Pressure : Pressure will be on a higher side for bank employees as compared to SSC officers due to nature of work, job profile, allocated responsibilities  and governed statutory staff rules.

Final conclusion : A normal candidate can decide on the basis of following points arises after analysis:

  • IBPS and SBI complete recruitment process within 8 months of ad. publication while SSC usually take 2.5- 3 year for the same. So, one can easily choose as per his/her financial condition , social pressure,  age, future goals like UPSC, RBI Grade B  etc.
  • There is a lot of mental pressure in banking sector jobs and you will find it difficult to maintain a work life balance even if you are the most talented, smart, groomed and intellectual person in this world.
  •  If your sole moto in your life is to earn money and u think that money can bring all kind of happiness in your life with  sacrifice of  few things like family etc, then you can easily survive in banking sector with less worries.
  • Society will respect you with tag names like manager sahab , Income tax inspector and auditor sahab etc. So, you will get almost equivalent respect for both jobs.

Hope you find this article helpful.

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